Privacy Policy
Last Updated: January 1, 2025
Horizon Forte Finance ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our digital banking platform.
1. Information We Collect
Personal Information: When you register, we collect your full name, username, email address, phone number, date of birth, residential address, city, country, postal code, and government-issued identification documents.
Financial Information: We collect transaction history, account balances, deposit/withdrawal records, loan applications, and payment history.
KYC Documents: For identity verification, we collect national ID, passport, driver's license, proof of address, and business registration documents where applicable.
Technical Data: IP address, browser type, device information, login timestamps, and activity logs for security purposes.
2. How We Use Your Information
- To create and manage your account
- To process deposits, withdrawals, loans, and transactions
- To verify your identity through KYC procedures
- To comply with anti-money laundering (AML) regulations
- To communicate important account updates and security alerts
- To improve our platform and customer experience
- To prevent fraud, unauthorized access, and illegal activities
3. Information Sharing
We do NOT sell your personal information. We may share your data with:
- Regulatory authorities as required by law
- Financial institutions for transaction processing
- Third-party service providers for KYC verification
- Law enforcement with valid legal requests
4. Data Security
We implement industry-standard security measures including 256-bit SSL encryption, secure servers, firewalls, and regular security audits. Your password is hashed using bcrypt encryption. However, no method of transmission over the Internet is 100% secure.
5. Data Retention
We retain your personal and financial data for as long as your account is active and for a period of 7 years after account closure to comply with legal obligations.
6. Your Rights
- Access and download your personal data
- Correct inaccurate information
- Request deletion of your account
- Opt-out of marketing communications
- Export your transaction history
7. Cookies
We use essential session cookies for authentication and security. We do not use tracking cookies or third-party analytics cookies.
8. Third-Party Links
Our platform may contain links to external sites. We are not responsible for the privacy practices of third-party websites.
9. Children's Privacy
Our services are not intended for individuals under 18 years of age. We do not knowingly collect data from minors.
10. Changes to This Policy
We may update this Privacy Policy periodically. Users will be notified of significant changes via email or platform notification.
11. Contact Us
For privacy-related inquiries, contact our Data Protection Officer:
privacy@horizonforte.com
+1 (555) 123-4567
123 Financial District, New York, NY 10004